4 calculators
Loan and mortgage calculators
Work out what a loan will cost before you sign, or how to clear one you already have. Every calculator shows its formula, rounds the way lenders do, and lets you download the full schedule.
Which calculator do I need?
- You’re planning a new loan and want the payment Use the Loan Calculator
- You already have a loan and want to pay it off sooner Use the Loan Payoff Calculator
- You’re financing a car, with a trade-in or sales tax Use the Auto Loan Calculator
- You’re buying a home and want the full monthly cost Use the Mortgage Calculator
All loan and mortgage calculators
- Loan Calculator Payment, total interest and a full amortization schedule for a fixed-rate loan, with optional extra and balloon payments.
- Loan Payoff Calculator When a loan you already have will be paid off, and what extra payments, a lump sum or a target date would change.
- Auto Loan Calculator Car payment and amount financed, including the down payment, trade-in, sales tax, fees and an optional balloon.
- Mortgage Calculator Monthly housing payment with property tax, insurance, HOA and mortgage insurance, and the date mortgage insurance ends.
Other topics
Every calculator is built from a written specification and tested against an independent calculation. How we build and test them.